Some people file bankruptcy as a knee-jerk reaction to a collection lawsuit. Others think they can represent themselves and handle their own defense in court. Big, big mistake. Too many people find out too late that "Real court ain't Judge Judy."

Many collection lawsuits can be defended successfully and defeated in state and local courts, thus eliminating in some cases the need to file a Chapter 7 bankruptcy or a Chapter 13 debt reorganization. Bill collectors and debt scavengers frequently lack the information necessary to prove that they have valid title to a consumer's account, and often add questionable charges for excessive interest, attorneys' fees, and charges.

Our office has pioneered the practice of vigorous and assertive Collection Lawsuit Defense as a method of bankruptcy avoidance. Don't ruin your credit even more by filing bankruptcy unless bankruptcy is your only viable alternative.

Call us for a free review of your lawsuit as soon as you are served with court papers. You have a limited time to act, and you will lose valuable legal rights if you just roll over and give up. If you are a Louisiana resident, use the contact form above or better yet, pick up the phone between 8:00 A.M. - 5:00 P.M. Monday through Friday, and call us at (504) 309-3304.